Help in Getting Cash

Mrs. Ponycash offers us help in finding the right offer among non-bank loans, both those with repayment in monthly installments and popular payday loans.

In the market for non-bank loans, there are so many companies and brands of such brands that in fact – if we are going to apply for this loan for the first time, we can have a dizzying start to the start. Fortunately, along with a large number of non-bank companies, there are also intermediaries in the granting of this type of cash, and one of them is the brand that will be presented today – Mrs. Ponycash.

How do loan brokers operate?

How do loan brokers operate?

Generally, it looks very much like in the case of banks and financial advisors. We submit a request to such an adviser and after reading our preferences and needs, he finds the best offer for us. If the loan proposal presented meets our expectations, we can accept it, and if it does not meet, we can ask for another one or withdraw. Most importantly, we as a person seeking a loan do not incur any costs associated with the help of an adviser. The only cost we will incur is this one, already paying back the cash loan from the offer which we decided to finally use.

In a very similar way, and actually almost identical, there are companies and brands intermediating in providing non-bank loans, such as Ms. Loanyc.

I must admit that the offer is quite extensive because it includes both short-term loans and those with a longer repayment period of up to 12 months. By entering the main page of the Pani Ponycash brand, we can see a very transparent form through which we indicate the amount of the loan we would like (from PLN 100 to even PLN 25,000) and then select the loan repayment period (we have a range from 5 to 360 days). Once we decide on a specific loan model, it is enough to provide basic information about yourself that will be sent electronically.

What follows next? The company will choose the most-tailored loan for us, depending on our preferences (mainly age and credit history) and demand (and therefore on the amount we are looking for and with what repayment period). The ready offer can be presented to us electronically or by telephone, and in the next step it will depend on us whether we want to accept it or not. If so, the cash for which we applied for will appear directly on our personal account.

A series of tips for borrowing cash.

A series of tips for borrowing cash.

I could not forget to mention also a number of answers to many questions that were on the page of Mrs. Ponycash. He will learn from them how to make a responsible decision to take out a loan. How to get it quickly and without risk and what the consequences may be if we do not repay the borrowed money on time. It is worth to get acquainted with them, especially if for the first time we reach for a non-bank loan.

Short-Term Loan: Help Discreetly, Quickly and Easily


The month has come, which has brought you incredibly high expenses, and you do not know where you will take the resources to pay your family’s other claims before paying you? Then the option offered by our company, ie short-term loan, will serve you. We will lend you the missing funds for fair interest.

Maybe for a holiday so that the family can enjoy common moments and you can properly regenerate before you get back to work. Or we can give you a loan for a broken household appliance that needs to be repaired or even replaced. And what if you can buy many Christmas gifts for your children, which will brighten their faces. We offer all this and much more in our   short-term loan. The money on the bill comes very quickly.

Short-term credit: what is it about?

Short-term credit: what is it about?


A short-term loan is characterized by a smaller credit facility, which means that it reaches a maximum of several hundreds or thousands of crowns on condition that you repay it in a short time. At the same time, it is a loan that needs to be repaid in a very short time. In reality, these types of loans can be: overdraft or credit card, short-term SMS loans or short-term credit with individually set parameters that we only offer you. Loans are appropriate for lack of funds and until you lose money.

  • Credit card and overdraft

Credit card and overdraft bring with it a crucial advantage, which is the possibility of re-drawing. For the client, this means that once the amount is paid, he can borrow again. In addition, the “credit card” is usually associated with a period that guarantees the bank’s non-interest in the loan. However, this bonus mainly concerns non-cash payments to which the credit card is primarily intended. The amount of overdraft is usually negotiated with a bank clerk when you set up your personal account and is subject to certain rules and assumptions, which may mean that it is not always sufficient for you to do so.

Advantages of credit cards and overdrafts

  • Availability – Today, almost every person who has an account with any bank has a credit card and overdraft facility. To put it simply, both variants of short-term loans are available to people practically continuously.
  • Speed – At the time of internet banking and credit cards in your wallet, you can get a loan in just one second. This can be a great advantage, but you should always be mindful of whether you will be able to repay everything on schedule.
  • Short-term SMS loans or online loans

Short-term SMS loans allow you not to bind to a credit card or overdraft. But only on condition that you have a maximum loan of CZK 10,000. This type of short-term loan is usually offered by specialized non-bank trading companies. Very interesting is its connection with the internet, thanks to which the loan and loans can be handled from the comfort of home. Significant Advantages:

  • Credit availability – just a few clicks are enough to get it.
  • In the non- screening of the Debtors Register – the creditor will not collect any negative information about you, such as your previous debt.
  • No need to provide proof of income – because of the lower amount of the loan, everyone will be able to get it, and the provider will not ask you for a receipt of income that you might have received from your employer.
  • Zero liability – and that’s the best, you won’t need to stop your property.

In addition, you will have the funds in your account within a few minutes of approving and signing the credit agreement. A small hitch is higher fixed (unchangeable) fees for providing a loan. These are stipulated by law and related internal regulations of the banking and non-banking institutions.

  • Our great short-term loan

The short-term loan provided by our company has a number of advantages. Of course there is a quick settlement, thanks to which you can quickly get out of the problematic situation. We will also take care of your security and be discreet. Other giant benefits include:

  • Repayment Period – Possibility to repay a short-term loan for up to 6 months
  • Fixed interest rate guarantee between 12-32% pa according to the amount of loan granted
  • Zero payments during the loan period
  • Fixing a fixed term for repayment of the loan and interest according to the client

How to choose a loan that comes very quickly to your account? For us it is really easy and everyone can do it, so do not hesitate to contact us and we will help you to bridge even a very long period without financial means to your payout. Our loan will help you.

The magic of our loan

The magic of our loan

Short-term loans, compared to others, offer many benefits to clients, but simplicity is the biggest spell in all aspects of benchmarking. The market is oversaturated by a large number of long-term or longer-term loan and loan offers, where a client can borrow exorbitant amounts from a bank or non-bank institution. Nowadays, however, clients often need to obtain less money quickly, without unnecessary delays, document filing and bank lustration. That’s why there’s a loan that aims to help people in everyday situations.

The most frequent use of short-term loans

A short-term loan can become your big helper and friend to bridge the many common life situations you get in case of bad luck or chance. Let’s describe some of them:

  • Missing Money Before Payout – Your last paycheck was too small to cover your normal life costs for the month, and you’re in a seemingly unsolvable situation a week or two before you may be unable to pay your normal food costs? How to get finance? That is when short-term loans that get you out of the situation are the right answer.
  • Unexpected Household Expenses – You say you have an unfortunate bad luck, in one month you have to buy a new washing machine and fridge because they both spit out at once? However, your financial possibilities are not sufficient, but you do not want food to spoil or break down. your children went to school dirty? How to solve it? The solution is again a short-term loan for fair interest, which will help you solve the situation. Everything will be as it should be!
  • Insufficient resources to pay for a holiday – you work and work all year long. Have you decided to relax by the sea abroad or in our beautiful homeland? Unfortunately, like many, you will find that you only work to pay your expenses. Your bank account is empty. But don’t despair! It will be better. We are here for you again and we will be happy to provide you with our amazing credit for the short term, so that we will fill our empty account. And finally, you can be on a well-deserved vacation.

We could describe many other options where short-term loans are the best choice for you. However, let’s admit that this form of loan comes in handy to everyone who needs immediate money, but who does not want to borrow for a long time.

Providing with us

The short-term loan is provided under the best conditions and in the shortest possible time. The first step you will take will be filling out an online application. It takes about the longest time, but don’t worry, it’s really only a few minutes. Once you submit your request, your loan will be approved and handled within seconds. And on your account, money will appear within minutes. In very few cases, the assessment of the application takes longer, which means that the client receives funds within a few hours. Even on our part, we are forced to add fixed fees to the borrowed amount, which we have pressed to the lowest possible level. However, you will only pay these fees together with the loan.

Who is our loan for?

Short-term credit is suitable for most people because it does not involve a long wait for funds. You can have money in your account almost immediately. We recommend this type of credit on our part:

  • People who cannot repay their loans – you have borrowed from several institutions and are unable to repay the amount owed to you, then we will help you with our short-term loan and will provide you with the time to save enough funds to repay the debt.
  • All those who need funds immediately – you have a problem and your pocket and bank account are empty. Then contact us, we are ready to help you so that your home budget recovers.
  • Those who are confident that they will return the entire loan with interest within six months – the short-term loan is a great option for those who know that the problem is only temporary and so confident that they will be able to do up to six months to pay the debt with interest.
  • People who can provide a loan with real estate – for example, there is no obligation to provide a loan with a mortgage, you do not have to worry about it. After all, it is completely illogical and unfair when banks want you to pledge for such small loans. So you can feel free.


Choosing a short-term loan from our company is a great option that will give you several thousand crowns in case of lack of finances. This can overcome the problematic period and not suffer your standard of living. In addition, you do not consider repaying the amount due and interest for several years, but you will repay everything six months after signing the contract.

The funds on your account will really be fast – they will come to your bank account within a few hours.

We are a non-bank institution that has been dealing with short-term loans for several years. We always try to realize our experience so that we are very close to our clients and offer such great services. Our main goals are speed and friendliness, the latter is mainly reflected in our willingness to meet you almost always and respect your wishes. If you need a non-bank “quick” loan, then we are the number one for you, so don’t wait and come to us. Only a few small steps are taking you from signing the contract.

Take advantage of our service and get in touch with our trained consultants or fill out a simple online application separately.


The Main Quick Loan | Payday Loan


A quick loan

A quick loan

As we have already realized, quick and favorable loan money it has a wide list of specific advantages. It does not have to present a huge amount of documents to the credit bureau, just a passport. The surety of third parties, the provision of collateral and reference wages also does not need to get a loan prompt.

However, the main drawback of such a loan is a small amount of loan and a very short term loan. After all, the money that the loan offices are willing to offer to their customers may be banal enough to solve all the financial issues. To solve this problem, pay close attention to the loan without the account statement MoneyClefit.

MoneyClefit – It is not just a loan and a whole line of credit, a peculiar mobile wallet is the customer to whom it can be used anytime. Even if you do not need a certain amount of money now, that none of us are immune to unexpected situations, and therefore it is always better to have a financial “safety pillow” so that you do not have to look for money and nerves in the future because they need it right here and now.

By formulating MoneyClefit, the customer himself decides what amount of credit he needs, and chooses the term of the loan, thanks to which he takes control of his budget and do not overpay the interest on the loan. In addition, you can always make a credit line with MoneyClef, and not only part of the loan money, but only the money you have used, not the total amount of the loan.

When choosing quick loans, you choose comfort and convenience as well as don’t spend your nerves because you know that the application for a loan is agreed, successfully and the money in a matter of minutes will be transferred to your bank account.

Is it important to use the appropriate loan?

The moment a business needs extra money, looking for a loan may be the most viable option. However, many entrepreneurs or owners of SMEs still have the idea that the only way to acquire it is through their personal accounts or by family and friends. Something that may not be so favorable, because the importance of financing a business with adequate credit is in obtaining the necessary amount and under terms (rate and term) that are appropriate to the capabilities it has.

Below we will tell you more about why it is convenient for you and it is important to use the right credit for a business no matter what size or stage you are in.

Due to the conditions in the offer

Due to the conditions in the offer

Financial institutions that offer loans for small or medium-sized companies, establish conditions that are adequate, as discussed above, to the capacity that a business can present, with interest rates and competitive terms. Well, thanks to the fact that a business usually manages a continuous flow of money, the risk is less for the institution that lends it, allowing to make an offer that works for both parties. On the one hand, you have the opportunity to obtain a low interest rate and, on the other hand, an optimal term depending on the flow of money generated by your business.

The amount you get is appropriate

The amount you get is appropriate

Also when applying for a “loan for SMEs” you can obtain amounts ranging from 100 thousand pesos to 2 million or more. Well, unlike using a credit card or a personal loan, this allows you to get the amount you need and the willingness to settle the credit in a more comfortable way. So we can state that, using the right credit can help to raise large projects that really drive your business to grow. You can even get more of the amount you request and also use it to continue investing.

You create a credit history that can bring benefits in the future

You create a credit history that can bring benefits in the future

In addition to separating the finances of your business from the personal ones, you can start to create a credit history specifically for your SME. Which brings more benefits in the future, since applying for a credit under the name of your business, immediately opens a history that shows the financial performance you have. That is, the behavior in payments, indebtedness and / or credits handled. What in the future can give you the opportunity to continue obtaining loans or financing for your business easier.

Now, taking into account the previous points, you will notice that using the proper credit is really important. Especially if what you most want is for your business to grow and be successful. As a last tip, we encourage you to compare before choosing an offer, so you can choose the one that best suits your needs and abilities.